Paying by credit / debit card: You do not need a PayPal account to pay using PayPal - you can use a credit/debit card by clicking on the 'check out - pay without a PayPal account' button on the PayPal check out page - don't forget, you still need to complete and submit your membership application form and photo(s) or post them to the address on the membership application form page. PLEASE NOTE, IF YOU ARE USING SOMEONE ELSE'S PAYPAL ACCOUNT PLEASE PUT YOUR NAME in 'Add special instructions to the seller' LOCATED UNDER THE DELIVERY ADDRESS.